Zemen Bank has announced its preliminary financial results for the 2025/26 fiscal year, reporting a gross profit of 10.2 billion Birr. The figures, which remain subject to an external audit, indicate significant growth across the bank's core operational metrics.
According to the bank's statement, total assets reached 116 billion Birr, while paid-up capital surpassed 14 billion Birr. The institution also recorded total revenue of 17.8 billion Birr and total equity of 26 billion Birr. Lending activities saw expansion as well, with the bank's total loan portfolio reaching 52.59 billion Birr.
| Financial Metric |
FY 2025/26 (Pre-Audit) |
| Gross Profit |
10.2 Billion Birr |
| Total Assets |
116 Billion Birr |
| Total Revenue |
17.8 Billion Birr |
| Total Equity |
26 Billion Birr |
| Paid-up Capital |
> 14 Billion Birr |
| Total Loan Portfolio |
52.59 Billion Birr |
| Customer Deposits |
85.4 Billion Birr |
| Foreign Exchange Earnings |
698 Million USD |
Customer deposits grew by 32 percent compared to the previous fiscal year, totaling 85.4 billion Birr. Additionally, the bank reported foreign exchange earnings of 698 million USD for the period, a figure that remains a critical metric for stakeholders monitoring market liquidity.
Operational Growth and Market Position
The bank currently operates a network of 142 branches nationwide. Beyond core financial services, Zemen Bank has focused on scaling financial literacy programs in schools and implementing public awareness campaigns regarding fraud prevention through digital platforms, SMS, and media outlets.
Acting Chief Executive Officer and Chief Retail Banking Officer Asrat Tadesse noted that the bank's performance remains competitive against industry benchmarks. Board Chairperson Enye Bimir characterized the results as one of the bank's strongest fiscal performances to date.
For context, the following table compares the current preliminary figures against the previous year's audited results:
| Metric |
FY 2024/25 (Audited) |
FY 2025/26 (Pre-Audit) |
| Total Assets |
88.60 Billion Birr |
116 Billion Birr |
| Net Profit |
5.87 Billion Birr |
10.2 Billion Birr (Gross) |
The current pre-audit figures indicate a substantial upward trajectory in both asset accumulation and profitability compared to the previous year's verified financial statements.
