Gadaa Bank is one of Ethiopia’s newest “third-generation” private banks, specifically focusing on empowering low- and middle-income segments, farmers, and pastoralists with a strong emphasis on community-based banking.

Prospectus: Download PDF

Bank Overview

• Founded: 2022 (Licensed April 2022)
• Total Assets: 10.14 billion ETB (as of June 2025)
• Branch Network: Expanding rapidly across Addis Ababa and the Oromia region (over 50+ locations and growing).
• Asset Growth: 82.5% (one of the fastest growth rates in the industry).
• Profitability: Surged to a gross profit of 444.8 million ETB in the 2024/25 fiscal year.

Earnings Per Share (EPS)

• 2023 (First Year): Loss (Typical for startup phase)
• 2024: 8%
• 2025: 29%